Easiest Debt Consolidation Loan to Get: Does it Make Sense?

2. Upgrade

Minimum credit score: 620

If you thought a credit score of 640 was a bit too high for you, then you should definitely check out Upgrade incorporated. You are eligible for a loan from Upgrade if your credit score is 620. For a debt consolidation loan, a minimum credit score of 620 is pretty good, to say the least. The upgrade is fairly new to the online lending world (it merely started the business in April of 2017), and within these few months, Upgrade has made a name for itself. Upgrade’s system is fast and easy to access, and if you meet their credit score requirements, you can receive the loan within a single day. You can borrow from $1,000 up to $50,000 from Upgrade.