Easiest Debt Consolidation Loan to Get: Does it Make Sense?

4. Lending Club

Minimum credit score: 660

If you can cover all your debts with a loan of $40,000, then Lending Club could be the answer to your debt related problems. As you can see, you can apply for a loan if your credit score is around 660. However, there are some fees associated with lending money from Lending Club, which you might find a bit annoying especially since they are not charged by its competitors. So expect to see fees such as a check processing fee and origination fee. So keep reading, as we reveal even more promising options for a debt consolidation loan to you.