Dime Community Bancshares, Inc. (NASDAQ:DCOM) Q1 2024 Earnings Call Transcript

Page 4 of 4

Christopher O’Connell: Great. And the near-term outlook, I know there’s zero multifamily on NPAs and zero any loans on 90 days past due. As you guys have like look through the maturities scheduled, which are fairly light over the next couple of quarters, is there anything that concerns you in terms of credit quality after coverage after repricing on the rent-regulated book?

Avinash Reddy: No, not especially, like I said, we monitor the criticized and classified very closely. The multifamily criticized classified was, I think, down $4 million or $5 million. So at this point, nothing stands out.

Christopher O’Connell: Great. Thanks for taking my question.

Operator: Thank you. I’m showing no further questions at this time. I’d now like to turn it back to Stuart Lubow for closing remarks.

Stuart Lubow: Thank you, Marvin. Once again, I’d like to thank all of our team members, for their support during our significant growth initiatives. Our philosophy of a single point of contact, and customer-centric approach to our customers, remains first and foremost. Both new and old customers are the mainstay of our organization, and our continued success will accrue not only to the benefit of our customers, but to the franchise value as well. We look forward to speaking with you all, at the second quarter. Thank you.

Operator: Thank you for your participation in today’s conference. This does conclude the program. You may now disconnect.

Follow Dime Community Bancshares Inc. (NASDAQ:DCOM)

Page 4 of 4