Chip Zint: Yes. So payments we see as a mid-single-digit grower for the full year. We do think it’s going to be maybe a little bit lower in the first quarter, and then it will pick up some steam as it gets into Q2 and beyond, and that’s a function mostly of just some year-over-year comps that we’re coming up against. But we do believe it’s going to be mid-single digit on the revenue side. On the adjusted EBITDA margin side, this is an area that this business is finally really starting to show the value of why we love it so much as it’s starting to get operating leverage. So low to mid-20% margins, I think if you look at the trend of that business over the last few quarters, you’re starting to see this operating leverage that we’ve been talking about.
And so we’re feeling pretty good about the ability to, of course, grow the mid-single digits and then also just get EBITDA expansion, which would be nice to help hit that overall EBITDA guidance and offset the declines in checks that we’re planning.
Charles Strauzer: Great, thank you very much. And then just lastly, what should we be thinking about assumption-wise for share-based comp for the year?
Chip Zint: Share-based comp, give me just a second, I would say somewhere around $25 million would be what I would assume.
Charles Strauzer: Got it, it is great. Thanks for taking my questions. Appreciate it.
Operator: Your next question comes from the line of Marc Riddick from Sidoti. Your line is open.
Marc Riddick: Hey, good morning everyone. So I was wondering if you could talk a little bit, and I appreciate all the details that you’ve already provided. I was wondering if you could talk a little bit about thoughts on potential headcount adjustments for the year. You’ve talked about trying to keep the costs under control, but I was sort of wondering about maybe where you might stand as far as adding headcount and sort of maybe talk a little bit about any investment initiatives for the year?
Barry C. McCarthy: Sure. So on headcount, we are very disciplined about managing headcount, and we go through periods of pruning, including one earlier in January, but we are not a company that has historically just done across-the-board reductions. But we’re very disciplined at managing particularly professional staff. So I think that the rest of the question really is how do we think about cost management for the rest of the year and going forward. And the thing I would really tell you is we really focused on getting revenue growing in the company, and we’ve now proven the company is capable of that. Some people didn’t think we would actually deliver that, but we’ve now delivered it for two consecutive years. And the next big thing we do, in fact, is profitability and particularly the corporate cost center is a particular target.
And we’re going to be very disciplined and thoughtful just like we have on the portfolio and just like we have been on growing revenue and to attack that next to help us expand the profitability of the company from here.
Marc Riddick: Great. And then I was wondering if you could talk a little bit about it, and you touched on some of the customer behavior that you’re seeing given the environment that we’re functioning in here. So I wonder if you could talk a little bit about if there are any particular industry verticals or pockets that are a little stronger than others or is pretty much the behavior that you’re seeing largely across the board with customer verticals?
