Dave Inc. (NASDAQ:DAVE) Q3 2023 Earnings Call Transcript

Kyle Beilman: I mean certainly…

Gary Prestopino: EBITDA profits, I mean. I didn’t mean the overall GAAP profits.

Kyle Beilman: Yes. Well, I guess to answer the first part of the question, we feel like the improvements that we’ve made, first and foremost, on the variable cost structure are sustainable, and we’ve completely rerated the kind of unit economics based on the changes that we have made there, so feeling very good about the trajectory of just the optimization and monetization part of our existing unit economics. I think, overall, we still feel very confident in the overall kind of growth opportunity and prospects to continue to grow the top line and feel like that our team is of sufficient size now for us to execute on our plan without making material additions to our overall fixed cost base in order to deliver that growth plan. So I think what that all leads us to is a very favorable outlook with respect to profitability moving forward.

Gary Prestopino: Okay. Thank you.

Operator: Okay. And I’m showing no further questions. This concludes today’s conference call. Thank you for participating. You may now disconnect.