Credit Card Champions: 20 US States Where Residents Manage Debt Most Effectively

2. Wisconsin

Percent of Credit Card Debt Balance 90+ Days Delinquent: 6.43%

Not only does Wisconsin have one of the lowest delinquent credit card balances in the US, but its total household debt per capita of $47,480 makes it rank 37th in the US. The Wisconsinite economy is known for its industrial and manufacturing equipment strengths.