Credit Card Champions: 20 US States Where Residents Manage Debt Most Effectively

4. Washington

Percent of Credit Card Debt Balance 90+ Days Delinquent: 6.99%

Washington ranks fifth in the US in terms of total household debt. Its balance was $82,130 as of Q4 2023. However, Washingtonians seem to be managing their debt well based on the state’s rank in this list. Washington’s $801 billion economy as of 2023 was also the ninth largest in America and is the largest on our list.