Civista Bancshares, Inc. (NASDAQ:CIVB) Q3 2023 Earnings Call Transcript

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Daniel Cardenas: All right. Great. I’ll step back. Thanks, guys.

Dennis Shaffer: You bet. Thank you.

Operator: This concludes our question-and-answer session. I would like to turn the conference back over to Dennis Shaffer for any closing remarks.

Dennis Shaffer: So thank you. In closing, I just want to thank everyone for joining and those that participated in today’s call. The interest rate environment continues to be a challenge. However, our earnings do remain strong. Our margin remains solid. And I remain optimistic that our disciplined approach to pricing and our solid core deposit franchise will continue to produce superior results. And I look forward to talking to you in a few months to share our year-end results. So thank you for your time today.

Operator: The conference has now concluded. Thank you for attending today’s presentation. You may now disconnect.

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