Billionaire Ken Fisher’s 10 Finance Stock Picks with Huge Upside Potential

7. Origin Bancorp, Inc. (NYSE:OBK)

Number of Hedge Fund Holders: 17

Upside Potential: 42.38%

Origin Bancorp, Inc. (NYSE:OBK) is a regional bank serving Louisiana, Texas, and Mississippi. It offers customized financial solutions, including commercial and retail banking, real estate, industrial, and consumer lending. It also provides digital banking, treasury management, mortgage servicing, and insurance products for individual clients and businesses.

For Q4 ended December 31, 2024, Origin Bancorp, Inc. (NYSE:OBK) posted $0.46 diluted EPS. Its net interest margin grew by 15 basis points to 3.33%, beating forecasts, while the company is aiming for 3.45% NIM by late 2025. Additionally, loan growth should reach mid-to-high single digits in 2025, a change from its cautious 2024 strategy. Moreover, non-interest expenses should stay flat or drop slightly, reinforcing operational leverage.

The company’s “Optimize Origin” plan involves closing branches, reshaping teams, and cleaning up its balance sheet. These moves should add $21 million to annual earnings on a pretax, pre-provision basis. Origin Bancorp, Inc. (NYSE:OBK) has already closed eight branches, bought back $70 million in debt, and slashed brokered deposits by 81% in Q4. Its loan-to-deposit ratio sits at a healthy 87.9%, and the company is handling credit quality well.

The Ken Fisher Stock Portfolio includes Origin Bancorp, Inc. (NYSE:OBK), representing trust in its potential. As OBK approaches $10 billion in assets in 2025, it continues to broaden its Southeast imprint in Alabama and Florida with loan and deposit growth. The company’s focus on lasting profits makes it stand out among finance stocks with growth potential.