Nathan Race: Okay. And then again I understand it’s a fluid process but based on what you know today and what liquidity remains on the assets and the company any sense for kind of the overall loss given default on this credit as this process plays out?
Tom Travis: Yes. The subsequent events were additional large claims that are going to be fought over. And I would just say native as I said in those comments that we’re expected to — based on what we see today it’s possible they could soak up the fourth quarter earnings. And we just look at it as that’s where it is. And a lot of that has to do with the extended time that it’s taking because every month that goes by the court allows some of the money that’s in the court to be used to cover wind down expenses of the consultants and the attorneys and so on and so forth. And so we’re prepared for as I said in reference to if we don’t have any earnings in the fourth quarter that’s the — what we see as the outer bound today. And so that’s where we arrived at — if that were to happen to the company I think Kelly that would put our year income somewhere in that $27 million range which is what we made last year right?
So if one were to assume that out or bound and we didn’t make money in the fourth quarter then you’ll be looking at a return on equity somewhere in the 13% to 15% range. And that’s kind of the way we’re looking at it Nate.
Nathan Race: Okay. Understood. And just to clarify on that outer bound expectation level I mean that would imply I mean you guys had about $14.5 million in pretax pre-provision earnings this quarter. Is that kind of the potential additional impairment we’re thinking?
Tom Travis: I think so.
Nathan Race: Okay. Great. I appreciate all that color. And maybe just kind of thinking about the margin outlook going forward. It seems like there was a little bit greater pressure than maybe we were looking for this quarter. So perhaps Kelly kind of any thoughts on kind of how you see the core margin ex-fees trending over the next few quarters if the Fed remains on pause and kind of, and perhaps for Jason, what does that contemplate in terms of kind of loan growth expectations as well as core deposit growth over the next couple of quarters as well?
Kelly Harris: Yes. Nat this is Kelly. Our NIM has held up extremely well the past few quarters even with the deposit pressures. But I do see NIM I think we’ve alluded to that $450 range in Q2 and Q3 and I think that that’s maybe a more normalized NIM going forward. That said I mean we still feel very comfortable operating in that range.
Jason Estes: Yes, I think, on the loan growth Nate you saw — and we do this periodically you’ll get quarters where the growth maybe exceed expectations and quarter where maybe it’s a little bit less. So I think this fourth quarter I would expect us to end up more in line with the guidance we’ve been giving all year which is the loan book we expected it to grow in the mid single-digits this year. And I think that’s where we’re going to end up. So basically what I’m describing is we kind of expect a little bit of contraction in the fourth quarter just based on known exits or refinance that are pending.
Nathan Race: Understood. And then just in terms of kind of deposit growth expectations over the years you guys have done a great job in terms of matching core deposit growth to loans as Tom described earlier in his comments. Just curious to kind of get an update on kind of the pipeline for client wins on the deposit gathering side of things?
