Banco Bilbao Vizcaya Argentaria, S.A. (NYSE:BBVA) Q4 2022 Earnings Call Transcript

Banco Bilbao Vizcaya Argentaria, S.A. (NYSE:BBVA) Q4 2022 Earnings Call Transcript February 1, 2023

Patricia Bueno: Good morning. Thank you very much for your interest. I’m joined today by Onur Genc, our CEO, and Rafael Salinas, BBVA CFO. As in previous quarters, Onur will start reviewing the group figures and then Rafael will go through the business units. Then we will move to the live Q&A session. And now, I will turn it over to Onur.

Onur Genc: Thank you, Patricia. Good morning to...