Alternatives to Capital One: 12 Best Online Banks in 2024

Page 5 of 5

1. UFB Direct

Insider Monkey Score: 5.37

UFB Direct offers its banking products and services through Axos Financial, Inc. (NYSE: AX). It is one of the best alternatives to Capital One in terms of savings rates, as it offers a 5.25% APY on all balances with no monthly fees. Many of its digital banking features can be accessed via SMS, making it convenient for users with limited access to fast internet. Users can boost savings even further if they open a Freedom Checking Account that can allow them to attain an APY of up to 5.45%, given certain conditions. Both of these accounts can be accessed using a single mobile application which has a 4.7 rating on Google Play Store and a 4.8 rating on Apple Store.

At Insider Monkey, we delve into a variety of topics, ranging from the best online banks in 2024 to the best retirement destinations; however, our expertise lies in identifying the top-performing stocks. Currently, Artificial Intelligence (AI) technology stands out as one of the most promising fields. If you are looking for an AI stock that is more promising than NVDA but that trades at less than 5 times its earnings, check out our report about the cheapest AI stock.

READ NEXT: 15 Biggest Asian Car Companies by Sales and 25 Best Dividend Aristocrats to Buy According to Analysts.

Disclosure: None. Insider Monkey focuses on uncovering the best investment ideas of hedge funds and insiders. Please subscribe to our free daily e-newsletter to get the latest investment ideas from hedge funds’ investor letters by entering your email address below.

Page 5 of 5