And once you kind of get the hang of using the app and navigating the app, they really love it. So, that’s something that I think you’re going to see more and more of this kind of retail technology convergence with benefits design. And I think when you kind of combine that with the degree of service that we provide them, which I’m super happy with, there’s this kind of promise of convergence between health insurance or traditional MA health insurance with a senior lifestyle and kind of health, social determinants of health. You can see that convergence starting to, I think materialize.
Jessica Tassan: And that’s really helpful. I guess just one quick follow up there on the Instacart benefit. Do you have any more visibility into purchasing patterns or just better control over kind of discounting relative to a retail store? And then just to follow up would be on the community center in Southern California, just interested to know kind of what is the plan there? And is that a one-off or is that is the intention that those types of centers expand across markets? Thanks, guys. Appreciate it.
John Kao: Thanks, Jess. Yes, first one, a little bit too early. It’s but we will share that once we get through AEP and get you some metrics on Instacart. I think that’s a good question. With respect to the Laguna Woods Retail Center that has been met with a huge amount of positive feedback from the community. And so, I think you’re going to see us have more of these, I would call it mixed use centers that would not only necessarily be concierge centers, but also be clinical centers. And so, it’s a little bit of a hub and spoke model, if you will. But in other cases, we’re finding it to be positive that if you have the kind of the bulk of the engagement, particularly around that chronic patient at the home through our Care Anywhere models, that’s still the most capital efficient, most effective way of serving the needs of these folks.
But we’re also finding having a physical presence that people can actually see a big sign that says alignment and they can go in and just get all of their questions answered. They can go in and have an annual wellness visit. It’s going to — it’s not only going to be a kind of a branding advantage, but it’s going to, I think, accelerate the degree of engagement that we get on the clinical side. And just before anybody goes too crazy, it’s just like we’re not going to be doing a whole bunch of bricks and mortar. We’re not doing that. I think that’s very expensive. But it’s select markets. I think you can expect us to do that — see us do that.
Jessica Tassan: Got it. Thank you so much.
John Kao: You got it.
Operator: Thank you. And I show our next question comes from the line of Adam Ron from Bank of America. Please go ahead.
Adam Ron: Hey, thanks. I just wanted to ask a question about guidance update. And I know you mentioned that, like the implied MLR is pretty similar to what it was before, but it didn’t go up a bit. Just want to clarify that, that’s related to basically new membership, our performance and the higher MLR on those new members. And then, I have one quick follow up to that.
