We’ll continue to invest in Biller and obviously Biller is performing very well. So I don’t – there’s no, there’s no fundamental change in our investment allocation strategy, but it will be in the short and medium term a little more heavily weighted towards banking. Now, I don’t – you may also have wondered about the capital allocation strategy from a – what do we do with our cash and that hasn’t changed. Scott was saying that that hasn’t changed. We focused for the last couple of quarters on delevering a little bit given where the market is and the higher relative cost of debt. So we’re now below, below our target and feel great about that. And we’ll continue with our, with our long standing capital allocation strategy of shared buybacks, delevering and investment in the business.
George Sutton: Just one follow-up on Biller, our third party work has continued to suggest. You are seeing competitive takeaways there with what you’ve done with the newer platform. And I’m just curious if you can give us a sense of, is that a growing pipeline that you’re seeing? And then also on the real-time payment side, when do we start to see the benefits of real-time payments in the Biller business?
Tom Warsop: Yes. On the pipeline question, we were very, very pleased with the pipeline as it continues to mature. It takes a while for ramp a new sale. So as Scott was saying before, as we look into next year, most of that business already sold in the Biller business, but we are seeing the pipeline continue to improve. We’ve made some leadership changes, which are really, really positive for us. And that is also having an impact and driving more pipeline and performance. On the, on the real-time payment side, it – we never expected that impact to happen quickly because of – partly because of what I said before about the – it’s just, there aren’t that many transactions at this point. But as we see more transactions, we do expect that to be a very viable option for Billers.
And we started to, and we’ve been doing this for a while, but we’ve painted a number of use case pictures for Billers and they’re very excited about them. We’re working with the Biller to figure out the best way to bring that into the equation, give their customers the option to use real-time payments. So it’s – there’s a lot of pieces. It’s, it’s a very big opportunity. We’ve talked a little bit about that before. And it has benefits for all the participants in the Biller ecosystem, but it does require adoption. And that is going to take, I don’t know exactly, but it’s going to be a multi-year journey to get that really meaningful.
Operator: There are no further questions at this time. Mr. John Kraft, I turn the call back over to you.
John Kraft: Well, thanks everybody for joining the call this morning. We look forward to catching up and following up in the coming weeks. Have a great day.
Operator: This concludes today’s conference call. You may now disconnect.
