1. Become an Authorized User
Okay, so this one’s not the most practical if you’ve been known to have a patchy financial history, but it’s worth a shot! Becoming an authorized user on someone else’s existing credit card account is as easy as finding someone you trust and who, obviously trusts you to add you to their account. This doesn’t mean that they hand you over their credit cards! They’re simply letting their credit card company know that you have permission to use their card. You work something out with them on how much you can use when you will pay yadda-yadda and make sure you stay true to your agreement! We’re sure we don’t have to mention, but we will anyway, be sure that the owner of the credit card account has good credit! If their credit score looks a lot like yours, then this isn’t going to help anybody, but depending on how good their credit is and if they can add you onto multiple accounts, this could be one of the best and ffastest ways to increase your credit score by 100 points!
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