4. Washington
Average Student Loan Balance: $24,804
Ratio of Student Payments to Disposable Income: 13.33%
Washington effortlessly one-ups Colorado for fourth place by offering residents lower levels of student debt along with higher annual incomes. Although the cost of living is about the same as what you might find in other parts of the country, wages in Washington are nearly $5,000 higher than the national average, making the state a particularly attractive destination for post grads. All of this amounts to a fairly painless bill pay experience at the end of each month for residents in the Evergreen State.