7. Arizona
Average Student Loan Balance:$22,609
Ratio of Student Payments to disposable income: 14.22%
Though Arizona, the number 7 on our list of easiest US states to pay off student loan debt posted an average annual wage slightly lower than the national average, the state more than makes up for this $3,000 discrepancy with an average student loan balance $15,000 below the average debt of a student graduating in the class of 2016. With that kind of financial wiggle room, the prospect of emerging from a canyon of student loan-induced debt becomes much more less daunting almost instantly.
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