5. Jared The Galleria of Jewelry
Jared “The Galleria of Jewelry’s” credit card has a standard APR of 17% to 24.99%. Their minimum monthly payment is 1/12th of the purchase. The late fee for this credit card is $37, and they have no annual fee and no card perks. This jewelry store also has an instant approval system, so you can start buying in little to no time. You can apply for your card in-store or online.