7 Banks That Offer Free Checking Accounts With No Minimum Balance

FNBO Direct

FNBO Direct’s Online Checking Account comes with some very handy features, such as free stop payments, which often cost $25+ at other institutions, as well as free debit card fraud monitoring (you get a free FNBO Direct Visa Debit Card with your account). The free checking account, which requires no minimum balance, also offers a solid 0.65% APY on all balances. While it doesn’t charge ATM fees itself, it also does not reimburse any of the fees charged by other banks’ ATMs, so depending on your ATM usage, that could be a breaking point. Otherwise, FNBO Direct’s checking account is one of the better free options available.

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