If you’re in need of money to cover certain expenses, then you’ll want to know about the easiest government grants to get for individuals.
Life is filled with unpredicted expenses and costly things we cannot afford. When you start working and move from your parents’ house, the real life begins. It’s a life of countless expenses related to housing, utilities, food, healthcare and so many other things. Not to mention the money needed for clothes and traveling.
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All in all, living is expensive and we need some sort of financial aid from time to time. If you’re lucky enough to have rich parents, you can always rely on them to help you recover from your financial difficulties, but if you don’t have anyone to turn to, you need to find other options to deal with your struggles. Banks are one way to do so as there are countless loans you can get to help you pay your debts. But the bad thing is that you use that money to pay one debt but get stuck with a new debt. And with high-interest rates, you soon realize it was a terrible mistake to ask help from the bank.
Luckily, there are government grants with the aim to provide you financial assistance. The difference between a loan and a grant is that when you get a grant, you don’t have to return that money ever again. It’s free! Sounds delightful I’m sure. However, government grants can’t be obtained so easily. You must fulfill certain criteria in order to apply for it. And also, you have to have a real need for financial help like to pay your rent, your car, your living expenses or child support, you can’t expect a grant to go shopping for clothes and makeup. However, if you’re one of those people who can’t trust the governments, then we suggest reading our list of the Best Documentaries on Government Corruption on Netflix, YouTube And Hulu.
Personal grants that you can apply for cover a wide array of categories and they may solve some of your biggest problems. They represent a financial gift to help you pay for the things you can’t afford to pay alone. If you are taking care of a pensioner or a disabled person, then you can apply for some of the personal grants offered by the government. Also, if you have lost your job unfairly you can apply for a grant to help you cover the expenses for basic needs such as food, rent, and medicine. We did a little research in order to find the easiest personal grants for individuals and we visited Government Grants, Benefits, and Smart Asset for this purpose. The more grants available in a certain category, the better the chances for you to get one, and this is what we based our list on. We made a list of the easiest government grants to get for individuals so take a look at it.
6. Rental Assistance
Not everyone is able to afford to buy a permanent home. A great number of people lives in rented houses and sometimes it’s not so easy for them to pay the rent. The U.S. government offers help to those who need financial aid when paying the rent, and they do so by offering grants you can apply for. The Rental Assistance Program provides to those who struggle with rent in rural parts of America. Temporary Assistance For Needy Families is another program that can help you if you live in a rented apartment or house.
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5. Bills Assistance
Healthcare is so expensive these days that it’s become almost impossible for many people to afford treatments without some sort of financial help. Especially if you don’t have a medical insurance. Medicaid is available to those who are in need of help to pay their medical bills. And it’s not just medical expenses that are surprisingly high but utility bills too. People who have lost their jobs due to job cuts become unable to pay utility bills such as heating. The Home Energy Assistance Program next on the list of easiest government grants to get for individuals offers help for families who cannot pay their bills so they are not displaced. When applying, your location plays a major role in whether you get the grant or not, and so does the quantity of fuel consumed.
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4. Scholarship Grants
It’s no secret that students struggle with money and often end up with debts they are unable to pay back. Sometimes it takes many years to return the money you borrowed to get an education and it is frustrating. This is where easiest grants to get for individuals come into the picture. Through the Federal Pell Grant Program, that is on the 4th spot on the list of easiest government grants to get for individuals, the U.S. Department of Education offers grants to low-income undergraduate students. Grant awards are based on the financial needs of a student, and eligible applicants must be enrolled or accepted for enrollment in a college.
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3. Home Purchasing Grants
Having a home of our own is a dream for many of us. Unfortunately, it takes a lot of money to buy a house, and a good credit too. So many of us rent homes and reconcile with the situation. But it doesn’t have to be that way. The government offers help to people who can’t afford a house on their own, especially first-time buyers. The U.S. Department of Housing and Urban Development that ranks 3rd on our list of easiest government grants to get for individuals offers grants for first-time buyers in every state in America.
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2. Child Care Grants
A child is a gift, but with today’s economy, it is becoming very expensive to raise a child, and the majority of mothers need to work and thus can’t spend a lot of time with their kids. It is especially challenging to raise a child with a disability, be it mental or physical. Fortunately, the government offers grants to parents with disabled children so it can be slightly easier for you to manage. The National Resource Center for Health and Safety administers a grant to help you provide for your child. If you have a well-written grant application, then your possibilities of getting the grant are pretty good. That’s why many people invest in grant writing by hiring a professional to do it, thus increasing chances of receiving the grant.
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1. Tax Assistance
There are not many grants designed for individuals. However, with our 6 easiest government grants to get for individuals, you can start searching for them. If you are struggling with high taxes and you find yourself, you can apply for a government grant to help you with the payment. On Benefits you can find plenty of opportunities for financial aid when it comes to paying taxes, so you can check whether you apply for any of them.
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