1. Surge Master Card
Score: 14.6 points;
Card Rate’s rating: 4.6 stars (4.6 points);
Credit needed: bad credit (3 points);
Initial credit line: $500 (3 points);
Annual fee: $0 (2 points);
Processing fee: $0 (2 points);
The Surge Master Card is the definite winner of our list of the easiest good credit cards to get approved for after bankruptcy. Surge reports your credit score to all three credit bureaus on a monthly basis. With their card, you receive a $500 credit line, but this amount also depends on the state of your credit. Although this isn’t a secured card, it is not available to consumers with credit scores below 600. You don’t need to pay annual or processing fees and since this is a regular Master Card you will be able to use it for both location-based and e-commerce purchases.
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