4. Total Visa Card
Score: 11.5 points;
Card Rate’s rating: 4.5 stars (4.5 points);
Credit needed: poor credit (2 points);
Initial credit line: $300 (2 points);
Annual fee: $0 (2 points);
Processing fee: $89 (1 point);
The Total Visa Card is a standard credit card offer available to people with poor credit and therefore it found its place on our list of the easiest good credit cards to get approved for after bankruptcy. You will need to pay $89 for the card processing, but the company doesn’t charge annual fees or any other additional expenses. The initial credit line of $300 maybe sound small but it doesn’t require any deposit. This card is a regular Visa, which means that it is accepted everywhere in the United States, including the online stores.
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