5 Worst States for Homeowners Insurance in the US

In this article, we will take a look at the 5 worst states for homeowners insurance in the US. If you wish to see our detailed analysis, you can go to 15 Worst States for Homeowners Insurance in the US.

5. Colorado

Average Annual Premium: $3,212

Average Monthly Premium: $268

The average cost of home insurance in Colorado is $3,212 annually which is much higher than the national average. The monthly premium for home insurance in the state is $268, as of February. The state faces volatile weather conditions.

4. Louisiana

Average Annual Premium: $3,247

Average Monthly Premium: $271

Louisiana has an average home insurance cost of $3,247 per year while the monthly premium in the state is $271. The state remains vulnerable to hurricanes and tropical storms due to its position and ranks as another worse state for homeowners insurance in the US.

3. Kansas

Average Annual Premium: $4,072

Average Monthly Premium: $339

As of February, the average annual home insurance premium in Kansas is $4,072. The state has a monthly premium of $339. Hence, Kansas ranks as one of the worst states for homeowners insurance in the country.

2. Oklahoma

Average Annual Premium: $4,565

Average Monthly Premium: $380

Oklahoma ranks second among the worst states for homeowners insurance in the US. The average annual premium for home insurance in the state is $4,565. The state is situated in the Tornado Alley and has a high risk of tornadoes.

1. Nebraska

Average Annual Premium: $4,745

Average Monthly Premium: $395

Nebraska ranks on the top of the 15 worst states for homeowners insurance in the US. As of February, the state has an average annual home insurance premium of $4,745 while the average monthly premium is $395. The state is subject to extreme weather conditions as well as wildfires.

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