5 Worst Bachelor’s Degrees for Student Loan Debt

2. Clinical, Counseling, Applied Psychology 

Median Debt 2022: $174,623 

Clinical, counseling, and applied psychology degrees often lead to substantial student loan debt, with median debts of $200,000 for PsyD students and $75,000 for PhDs. While these degrees offer promising careers, debt should align with post-graduation salaries. Financial planning is crucial, including allocating 10% of income to debt repayment. Options for repayment include loan forgiveness programs like PSLF, though private practitioners may not qualify. Refinancing is possible but may mean losing federal protections.