5 States with the Cheapest Car Insurance In The US

2. Hawaii

Average Full Coverage Insurance Cost: $150

Average Liability Insurance Cost: $69

Hawaii is situated in the Western region of the United States. It ranks 2nd in our list of the 15 states with the cheapest car insurance in the US. In 2024, the average monthly cost for full coverage insurance in Hawaii is $150, while liability insurance comes at an average monthly rate of $69 in the state.