5 States with the Cheapest Car Insurance In The US

3. Alaska

Average Full Coverage Insurance Cost: $154

Average Liability Insurance Cost: $67

Ranking 3rd in our list of the 15 states with the cheapest car insurance in the US is Alaska. Positioned on the northwest extremity of North America, Alaska stands out as a non-contiguous U.S. state. As of 2024, the average monthly expense for full coverage insurance in Alaska is $154, with liability insurance carrying an average monthly rate of $67 in the state.