5 Most Exclusive Credit Cards in the World

In this article, we shall discuss the 5 most exclusive credit cards in the world. To read our detailed analysis of the global banking industry and financial services sector in 2024, go directly and see 16 Most Exclusive Credit Cards in the World.

5. Mastercard’s Luxury Black Card

Total Score: 21

Mastercard’s Luxury Black Card is one of the most exclusive credit cards in the world. The annual fee for the card is $495. It allows the users to avail various perks including a 24/7 concierge service and a $100 annual airline credit on airline service purchases. The minimum credit limit on a Mastercard’s Luxury Black Card is roughly $5000. 

4. Mastercard’s Luxury Gold Card

Total Score: 25

With an annual fee of $995, the Luxury Mastercard Gold offers countless perks and benefits to its owners. These benefits include a 24-hour concierge service and a $200 annual airline credit on purchasing flight-related services. The users of this credit card also receive claims of up to $1000 for cell phone protection. One benefit of the credit card is that there is no fees for a foreign transaction.

3. Capital One Venture Rewards Credit Card

Total Score: 26

The annual fee for Capital One Venture Rewards is $395. The credit card offers various exclusive perks to its owners including receiving a 75,000 mile bonus on spending $4000 during the first three months, receiving a $300 annual credit for travel booking using the card, and experiencing multiple cardholder benefits while traveling like room upgrades.

2. Dubai First Royale MasterCard

Total Score: 27

The Dubai First Royale MasterCard is solely available in Dubai. The credit card is extremely popular and exclusive as it is studded with diamonds. Because of its uniqueness, it is reported, only three cards can be manufactured in a day and has only 200 owners. The ownership of the card comes with a personal manager and an access to exclusive VIP events and venues.

1. American Express Centurion Card

Total Score: 27

The American Express Centurion Card is the most exclusive card card in the world, as it is possessed on an invitation-only basis only if a specific, extremely stringent set of criteria are fulfilled. One of the criteria includes spending a minimum of $250,000 a year to keep the possession of the card. The annual fee for the card is $3500 and the membership of the card is extremely secretive, so much so that to merely view the benefits, one needs to be in ownership of a Centurion card.

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