5 Most Disruptive Companies in 2022

2. Brex

Funding: $1.2 billion

Valuation: $12.3 billion

Key technologies: Cloud computing, machine learning

Brex is a startup for startups to manage their finances. It offers credit lines as well as other financial solutions to startup companies to accelerate growth. The high-limit credit it offers to companies is unsecured, which exposes it to risk as well. However, this is where Brex employs machine learning technologies and big data to assess credit risk for companies and make lending decisions.