South Carolina is bustling with charming small towns that offer retirees a peaceful and affordable lifestyle. Whether you’re drawn to the history-rich streets of Dillon or the beachside bliss of Garden City, these hidden gems in South Carolina are perfect for those looking to live comfortably on Social Security. Let’s explore five of the best towns where retirees can thrive. If you wish to check out our detailed analysis, you can jump to 15 Best Places in South Carolina For A Couple To Live On Only Social Security.
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5. Dillon
Insider Monkey Score: 34
IM Cost of Living Index: 70.8
Average Rent (2-bedroom): $1,190
Median Home Price: $242,500
Livability Score: 66
Retirees with a keen interest in history will have a good time here in Dillon, a city in eastern South Carolina. Charming and affordable, Dillon invites its residents to explore its local heritage at Dillon County Courthouse, allows them to discover the town’s architectural evolution at Dillon Historic District, as well as explore various other museums in the area. Dillon County Theater and various local festivals keep residents entertained just as much, while nearby lakes and parks offer the perfect opportunity to spend a day in the outdoors.
4. Garden City
Insider Monkey Score: 34
IM Cost of Living Index: 90.2
Average Rent (2-bedroom): $1,000
Median Home Price: $305,000
Livability Score: 77
Also sometimes referred to as Garden City Beach, Garden City is a small beach community that remains a hidden gem. Known for its light-hearted, vibrant vibe, the town enchants its visitors to an extent that many end up calling it their forever home. It is best known for its beach lifestyle and picturesque views, while all the activities that it offers are definitely a plus. From crabbing and fishing to watersports, water lovers are going to have the time of their lives here.
3. Saluda
Insider Monkey Score: 35
IM Cost of Living Index: 85.1
Average Rent (2-bedroom): $1,100
Median Home Price: $160,000
Livability Score: 65
Named after the Saluda River, Saluda is a small and quiet town minding its business in Saluda County. Its picturesque countryside and rich history make it a great place to retire to and offers residents the chance to embrace a rural lifestyle. Much like its neighbor Gaffney, Saluda is famous for its peach orchards. Farmers markets, community events, and abundant outdoor activities make Saluda a fun place to retire to.
2. Gaffney
Insider Monkey Score: 42
IM Cost of Living Index: 76.3
Average Rent (2-bedroom): $981
Median Home Price: $225,000
Livability Score: 66
Cherokee County’s city Gaffney is lovingly known as the “Peach Capital of South Carolina”. Besides its alluring Southern charm, Gaffney proudly showcases all four seasons and is a “hop” away from the mountains and the beach. Peaches can be found all year round here, and seniors will love living in a city that celebrates this juicy fruit in every way possible. Southern charm, peachy culture, and an affordable cost of living make Gaffney an ideal retirement destination for those looking to set down their roots in South Carolina.
1. Laurens
Insider Monkey Score: 45
IM Cost of Living Index: 81.0
Average Rent (2-bedroom): $906
Median Home Price: $221,700
Livability Score: 71
A delightful Southern city in Laurens County, Laurens is the perfect way for seniors to spend their golden years. It is bursting with small-town charm, offering retirees the chance to enjoy a close-knit atmosphere that they may have been missing out on in the larger cities. Residents love to go bass fishing, boating, and exploring shoreline campsites and nature trails at Lake Greenwood State Park. There’s Lake Rabon Park too, which is handicap accessible and comes with a fishing pier, playground, and picnic shelters. Together with accessible healthcare, Laurens is the best place in South Carolina for a couple to live on only Social Security.
Curious to discover more SC destinations? Jump to 15 Best Places in South Carolina For A Couple To Live On Only Social Security.
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