5 Best Small Towns in Florida to Retire

4. Inverness

Insider Monkey Score: 88

Cost of Living Index: 87.8 

Water & Air Index: 74

Livability Score: 63

Number four on our list of best small towns in Florida to retire is Inverness. With a cost of living more than 12% lower than the national average and great water and air quality, Inverness is a senior citizen haven. Complete with museums, parks, and a theater, there won’t be a boring day if Inverness is where you choose to retire. Also, the cost of living in this town 12.2% lower than the national average.