5 Best River Towns for Retirement in the US

4. Madison, Indiana

Insider Monkey Score: 37    

Cost of Living Index: 76.6    

Median Home Price:  $205,000        

Livability Score: 62

Situated north of the Ohio River, Madison in Indiana is another nice place to retire to. The cost of living here is 23.4% lower than the national average, and home prices are well below the national median as well. Seniors appreciate this town for its stunning river views and picturesque backdrop. Moreover, there is much to do here for seniors.