5 Best Places to Retire on a Lake

In this article, we will take a look at 5 best places to retire on a lake. If you wish to check out our detailed analysis on lakefront retirement and best places, go to 20 Best Places to Retire On a Lake.

5. Klamath Falls, Oregon

Insider Monkey Score: 3.70

Klamath Falls, Oregon, is one of the best places to retire on a lake. Klamath Falls is situated on the southeastern tip of the most popular and mesmerizing lake, the Upper Klamath Lake. Flowing southwards from the lake is the Upper Klamath River, passing through the city and adding to its beauty. Retirees especially love it to catch up on some exciting Oregon fishing, as it is home to some of the largest trout in the continent. Steelhead and chinook salmon are the most sought-after kinds, while redhead trout are the most underappreciated. The cost of living in Klamath Falls is affordable, with living expenses in the region is 14.2% lower than the US average. According to Redfin, the median listing home price in Klamath Falls is $308,000.

4. Greensboro, Georgia

Insider Monkey Score: 4.15

Greensboro is home to over 3,000 people and is situated near the beautiful Lake Oconee. Lake Oconee offers plenty of opportunities to relax and have fun. Retirees love to come to the lake to enjoy swimming, fishing, boating, and other water sports. The town boasts some exceptional golf courses, too. The cost of living in Greensboro is quite affordable and is 14.7% lower than the US average. The median listing home price is $533,000 as of May 2023.

3. Gainesville, Georgia

Insider Monkey Score: 4.30

Those seeking retirement on a lake can choose Gainesville, Georgia. Situated on the shores of Lake Lanier, the city provides ample recreational opportunities. Residents enjoy swimming, boating, water skiing, fishing, and other activities on the lake. The city offers a mild climate throughout the year, so residents can enjoy an active lifestyle. Besides the lake, there are hiking trails, picnic areas, and camping sites. The cost of living in Gainesville is affordable, being 6.8% lower than the US average. The median listing home price is $460,000.

2. Lake Ozark, Missouri

Insider Monkey Score: 4.35

Serving as a gateway to the picturesque Lake of the Ozarks, the city of Lake Ozark is prominent among small retirement communities. Stunning lakes, rolling hills, and lush forests serve as a serene backdrop for the retiring residents, offering them the peace and calm they need during their retirement years. Plenty of recreational opportunities are centered around the picturesque lake, such as swimming, fishing, and boating. The cost of living in the city is 6.3% lower than the US average, and the median listing home price, as of May 2023, was $375,000.

1. Branson, Missouri

Insider Monkey Score: 4.75

Known as the “Family-friendly Las Vegas,” Branson boasts many picturesque lakes, such as Table Rock Lake and Lake Taneycomo. These lakes offer a diverse fishing experience, as they are home to different fish species, such as catfish, crappie, trout, and bass. Lakefront properties in Branson offer private docks and stunning views of the lake. The cost of living in the city is very affordable, with living expenses being 20.4% lower than the US average. According to Realtor, the median listing home price in Branson is $319,000.

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