5 Best Places to Retire on a Lake

2. Lake Ozark, Missouri

Insider Monkey Score: 4.35

Serving as a gateway to the picturesque Lake of the Ozarks, the city of Lake Ozark is prominent among small retirement communities. Stunning lakes, rolling hills, and lush forests serve as a serene backdrop for the retiring residents, offering them the peace and calm they need during their retirement years. Plenty of recreational opportunities are centered around the picturesque lake, such as swimming, fishing, and boating. The cost of living in the city is 6.3% lower than the US average, and the median listing home price, as of May 2023, was $375,000.