In this article, we will take a look at the 5 best places to retire in Florida without hurricanes. If you wish to check out our detailed analysis of Florida’s insurance market and best places without hurricanes, you may go to 15 Best Places to Retire in Florida Without Hurricanes.
5. Leesburg
Insider Monkey Score: 3.5
Leesburg is another location in Central Florida that is considered comparatively safe from hurricanes. The major reason this city is safe from direct impacts is that it is further away from the coast. Since the 1930s, Leesburg has experienced only 77 hurricanes. Moreover, its topography also plays a role in providing natural protection from direct hurricane hits. The cost of living is lower than the national average, making it affordable for retirees. The city also offers stunning landscapes and plentiful recreational opportunities, and overall it’s a great place to retire to.
4. Lake City
Insider Monkey Score: 3.6
Lake City is one of the best places to retire in Florida without hurricanes. The city in Northern Florida enjoys an inland position, away from the coast. Such cities are less prone to coastal flooding and strong winds. However, heavy rainfalls and winds are still experienced by inland cities during hurricanes. As yet, the city has experienced a total of 64 hurricanes. The cost of living is 17.1% lower than the national average, making it a popular retirement destination.
3. Gainesville
Insider Monkey Score: 4
This city situated in North-Central Florida is at a safe distance from the coast, granting it safety to an extent from hurricanes. Since the 1930s, it has experienced a total of 79 hurricanes. Gainesville is also particularly attractive due to its affordable cost of living, excellent health care facilities, and moderate climate.
2. Kissimmee
Insider Monkey Score: 4.1
Kissimmee’s inland location makes it a relatively low risk zone from hurricanes as compared to other places. Over the years, it has witnessed 76 hurricanes. The cost of living is below the national average, making it an attractive destination for retirees. The city also enjoys a mild climate, natural beauty, and recreational opportunities. It’s also near Orlando, granting it access to famous theme parks and entertainment options.
1. Ocala
Insider Monkey Score: 4.2
The city of Ocala has documented only 73 hurricanes since the 1930s. The Central Florida location grants it particular immunity from hurricanes, weakening them by the time they reach this city. Besides being a hurricane-safe city, Ocala also boasts a lower-than-average cost of living, which attracts many retirees to this city.
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