5 Best Places to Retire in Florida That You’ve Never Heard Of

2. Apalachicola

Insider Monkey Score: 39    

IM Cost of Living Index: 96.7          

Median Home Price: $312,000        

Livability Score: 78

Considered a haven for retirees, Apalachicola is the perfect combination of beauty, rich history, and laid-back charm. Set along the picturesque Apalachicola River and the Gulf of Mexico, this quaint town boasts a rich maritime heritage and is renowned for its delicious seafood, particularly its oysters. Downtown is a charm in itself, characterized by well-preserved architecture and local stores. The cost of living in this city is 3.3% lower than the national average, and home prices are well below the national median. Affordable living, rich cultural heritage, and natural beauty make living in Apalachicola well worth it.