5 Best Places in Massachusetts For A Couple To Live On Only Social Security

This article looks at the 5 best places in Massachusetts for a couple to live on only Social Security. If you wish to check out our detailed analysis on the essential role of Social Security in the lives of retirees, you may go to 15 Best Places in Massachusetts For A Couple To Live On Only Social Security.

5. Holyoke

Insider Monkey Score: 42

IM Cost of Living Index: 101.1

Average Rent (2-bedroom): $1,447

Median Home Price: $320,000

Livability: 64

Holyoke lies at the base of the Mount Tom Range, blessing it with natural beauty that’s hard to ignore. Its affordability as a retirement destination is certainly a plus for seniors, with living expenses only 1.1% higher than the national average. The city is also home to the Connecticut River, setting the tone for a harmonious mix of urban and natural environments.

4. Agawam

Insider Monkey Score: 51

IM Cost of Living Index: 100.6

Average Rent (2-bedroom): $1,548

Median Home Price: $326,000

Livability: 75

Sitting on the Connecticut River, Agawam offers more than just picturesque views and opportunities for water-based fun. The entire city is the epitome of a peaceful retirement, home to parks, picnic areas, and scenic woodlands. Springfield is a short drive away, offering access to additional amenities.

3. Pittsfield

Insider Monkey Score: 52

IM Cost of Living Index: 103

Average Rent (2-bedroom): $1,262

Median Home Price: $308,000

Livability: 74

Taking the third spot on our list of best places in Massachusetts for a couple to live on only Social Security is Pittsfield, the largest city and the county seat of Berkshire County. This charming city is best suited for active retirees who don’t want a dull day in their life. From skiing in the Bousquet Mountain to hiking in October Mountain State Park and visiting the Colonial Theatre, there is something to suit every taste.

2. Springfield

Insider Monkey Score: 56

IM Cost of Living Index: 99.1

Average Rent (2-bedroom): $1,586

Median Home Price: $300,000

Livability: 75

Springfield, the only place on our list with living expenses below the national average, takes on the number two spot on our list of best places. The median price of a home is well below the national average here, rents are pretty affordable, and the city also flaunts a solid livability score of 75. This vibrant city offers the best mix of culture, history, and recreational offerings. Home to Six Flags New England, the Dr. Seuss National Memorial Sculpture Garden, and outdoor recreation spots such as Forest Park and Connecticut Riverwalk, there is much here to see and do.

1. Chicopee

Insider Monkey Score: 58

IM Cost of Living Index: 100.6

Average Rent (2-bedroom): $1,548

Median Home Price: $313,000

Livability: 76

Set on the Connecticut River in Hampden County, Chicopee is number one on our list of best places in Massachusetts for a couple to live on only Social Security. This beautiful city epitomizes suburban tranquility and peace. From parks and recreational areas such as Szot Park and Chicopee Memorial State Park to affordable home prices and reasonable costs of living, Chicopee stands out as the ultimate choice for those managing life on their Social Security checks. Its ideal blend of natural beauty, community spirit, and urban convenience makes it a well-rounded retirement destination.

To learn about more places in Massachusetts for a couple to live on Social Security, go to 15 Best Places in Massachusetts For A Couple To Live On Only Social Security.

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