5 Best Places in Maryland For A Couple To Live On Only Social Security

3. Oakland

Insider Monkey Score: 85

Livability Score: 71

IM Cost of Living: 85.5

Median Two-Bedroom Rental: $1,200

With a cost of living that is 14.5% below the national average, an Oakland retirement keeps the financial stresses at bay. Located in Garrett County, Oakland is among the smallest towns on our list with a mere population of less than 2,000 residents at the time of the last United States Census. While this may be discouraging for some, it’s nothing less than a dream come true for senior citizens who seek peace and quiet during their Golden Years.