5 Best Interest Yielding Checking Accounts in the U.S.

2. Presidential Bank Advantage Checking Account

Latest APY: 4.375%

If high maximum balances on an interest yielding checking account are your thing, the Presidential Bank Advantage Checking Account might be the right one for you. It offers a 4.375% APY for balances up to $25,000 – which sits in the high end in our list. For balances above that, the account still offers a fairly reasonable 1%. However, it does require at least $500 in direct deposits per month, and also requires a $500 minimum deposit for opening.