5 Best Interest Yielding Checking Accounts in the U.S.

3. La Capitol Federal Credit Union Choice Checking Account

Latest APY: 4.25%

La Capitol Federal Credit Union Choice’s Checking Account has some of the lowest maximum balance limitation for the highest APY on our list. Its top APY of 4.25% is limited to a maximum balance of $,3000. For amounts ranging between $3,000 and $10,000, the account offers a 2.67% APY, and for balance exceeding that, the APY drops to just 0.10%. Compare this to other checking accounts mentioned earlier, where the maximum balance amount itself is at least $15,000.