5 Best Cheap Car Insurance in California for 2024

3. USAA

Monthly Rate: $138

USAA car insurance rates rank among the most economical nationwide, making it an attractive option for eligible individuals. However, it’s important to note that USAA car insurance coverage is exclusive to active-duty members of the military, veterans, and their families. This restriction is part of USAA’s commitment to serving those who have served the nation. USAA extends its insurance products to active-duty military members, veterans, and their immediate family members, positioning itself as a highly specialized and advantageous choice for this specific demographic.

Hailing from San Antonio, Texas, USAA not only offers affordability but also distinguishes itself by providing unique add-on offerings. These include features like accident forgiveness, car replacement assistance, and classic car insurance, showcasing the company’s commitment to tailoring coverage to the diverse needs of its eligible members. For those who qualify, USAA emerges as a cost-effective and comprehensive choice, combining competitive rates with specialized offerings that go beyond the standard coverage options.