In this article, we will take a look at the 5 best beach towns for retirement. If you wish to check out our detailed analysis on retiree relocation trends and the best beach towns in the US, you may go to 15 Best Beach Towns for Retirement.
5. Myrtle Beach, South Carolina
Insider Monkey Score: 39
This South Carolina coastal town is a hot favorite amongst retirees. The state itself is tax-friendly towards retirees and offers fine beaches and pleasant weather all year round. Myrtle Beach, in particular, boasts a cost of living that is 12.6% lower than the national average. Moreover, median home price is around $325,000. Offering 60-mile string of beaches, Myrtle Beach lets residents enjoy loads of water activities, dine-in restaurants and the many attractions of the beach town.
4. Bay St. Louis, Mississippi
Insider Monkey Score: 41
Another best beach town for retirement is Bay St. Louis, Mississippi. Bay St. Louis is easily the most underrated beach town in the states, considering the quaint town’s amenities. The waterfront is stunning, the culture is vibrant and eclectic, and the white sandy beaches aren’t crowded like the others. Most of all, the beaches are dog-friendly, with lots of water trails and beachside paths. Speckled trout fishing is year-round, while summer is best for red snapper catches.
3. Pensacola, Florida
Insider Monkey Score: 42
A lot of retirees wish to move to Pensacola, Florida, and with good reason. The quaint town can be a retiree’s dream haven thanks to its uncrowded beaches, rich history, and affordability. Median house price, as of 2023, is around $300,000, making Pensacola an ideal destination to buy your dream retirement beach house. Owners with a mortgage in Pensacola need around $1,328, while renters need a monthly median amount of $1,046. Moreover, approximately 18% of the population comprises seniors, and there is plenty to do, such as dining in beach restaurants, water activities, and others.
2. Vero Beach, Florida
Insider Monkey Score: 43
Another great choice for retirees looking for affordable beach towns is Vero Beach, Florida. The cost of living is 18.5% lower than the national average, with plenty of affordable housing options available for retirees. Median home price is $376,000, lower than the $418,387 national average. There are beautiful sights to see in the area, including vast dining options, boutique shopping, museums, and art galleries. Beach lovers enjoy water sports and fishing along this part of Florida’s Atlantic Coast, too.
1. Daytona Beach, Florida
Insider Monkey Score: 47
Daytona Beach, Florida is one of the best beach towns for retirement in the US. Offering miles of coastline, affordable living, and cheap housing options, it is a retiree’s dream come true. Residents enjoy fishing in their leisure time, spending evenings on the deck, and having fun due to the plentiful recreational opportunities on land as well. The place is bustling with restaurants, malls, museums, art centers, and also theaters. The cost of living is 13.3% lower than the national average, while median house price is $255,000.
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