5 Best Beach Towns for Retirement

3. Pensacola, Florida

Insider Monkey Score: 42

A lot of retirees wish to move to Pensacola, Florida, and with good reason. The quaint town can be a retiree’s dream haven thanks to its uncrowded beaches, rich history, and affordability. Median house price, as of 2023, is around $300,000, making Pensacola an ideal destination to buy your dream retirement beach house. Owners with a mortgage in Pensacola need around $1,328, while renters need a monthly median amount of $1,046. Moreover, approximately 18% of the population comprises seniors, and there is plenty to do, such as dining in beach restaurants, water activities, and others.