5 Best Beach Towns for Retirement

4. Bay St. Louis, Mississippi

Insider Monkey Score: 41

Another best beach town for retirement is Bay St. Louis, Mississippi. Bay St. Louis is easily the most underrated beach town in the states, considering the quaint town’s amenities. The waterfront is stunning, the culture is vibrant and eclectic, and the white sandy beaches aren’t crowded like the others. Most of all, the beaches are dog-friendly, with lots of water trails and beachside paths. Speckled trout fishing is year-round, while summer is best for red snapper catches.