30 Most Affordable Cities in America

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1. Temple, Texas

Cost of Living: 18% lower than the national average
Median Home Value: $214,490
Median Household Income: $54,873
Unemployment Rate: 6.0%

Temple is a city in the state of Texas. Known as the ‘Wildflower Capital of Texas, and originally founded as a railroad city, Temple has a population of over 80,761, making it the second-largest city among Bell County’s three principal cities. Situated between the Dallas-Fort Worth, San Antonio, and Houston metropolitan areas, Temple has an extensive goods distribution and logistics sector. Its primary economic driver, however, is the city’s vast medical and healthcare sector, with Baylor Scott & White Health being the largest employer in the area. In addition to some manufacturing, Temple also has a developing call center industry. Housing costs within the city are over 27.1% lower than the national average, with transportation costs being running at 16.6% less than what an average American would pay. With a rich culture focusing on Arts and History, as evidenced by the many recreational facilities as well as museums within the city, Temple is not only a great tourist destination, it is one of the most affordable places to relocate to as well. With a Cost of Living that is 18% lower than the U.S average, the lowest on this list, Temple, Texas ranks 1st on our list of the most affordable cities in the United States.

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