20 Cities Adding the Most Credit Card Debt

1. New York, NY 

Total Credit Card Debt: $63,069,492,571 

New York City tops the list for being the city adding the most credit card debt. As of 2022, Credit Karma members living in New York City held a combined total credit card debt of $3.23 billion, with an average credit card balance of $7,600 per individual. This figure is significantly higher than the national average of $6,404. 5.9% of New York state cardholders have at least one maxed-out credit card. The credit card utilization rate among New York state cardholders is 38.6% which is slightly above the national average of 37.7%

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