20 Cities Adding the Most Credit Card Debt

3. Chicago, IL 

Total Credit Card Debt: $14,914,488,121 

Chicago is one of the US cities with the most credit card debt. 40% of Chicago residents have delinquent debt, which is higher than the national average of 35%. 14% of Chicago residents with student loans have their debt in collections. The average consumer debt in Illinois, including Chicago, increased by 1.6% from $85,991 to $87,351 between 2021 and 2022. 15% of Chicago residents have medical debt in collections.