Tech stocks have faced challenges lately, and fintech companies have been hit particularly hard. On March 10, CNBC reported that the Nasdaq experienced its biggest drop since 2022 with financial technology companies being some of the biggest losers. These companies included stock trading apps and cryptocurrency exchanges, which suffered due to a drop in Bitcoin prices. Bitcoin declined by nearly 5%, continuing a downward trend. The leading cryptocurrency has fallen 19% over the past month.
READ ALSO: 10 Cheap Technology Stocks to Buy According to Hedge Funds and 10 Worst Performing Crypto Stocks to Buy Now.
Beyond crypto, other fintech sectors like online lenders and payments companies also suffered. These companies also declined more than the broader market.
Fintech analysts point to declining consumer confidence as a potential challenge, especially for companies that rely on consumer spending. In February, the Conference Board’s consumer confidence index fell to 98.3, falling by nearly 7%. This decline marked the largest monthly drop since August 2021. According to CNBC, analysts noted that while fintech companies had performed relatively well since the election, sentiment has recently turned sour due to declining consumer confidence and signs of slowing discretionary spending.
The current fintech sell-off came after a strong rally in the fourth quarter of 2024, which was driven by expectations of Fed rate cuts and hopes for a more favorable regulatory environment under the Trump administration.
Despite a challenging time, fintech companies continue to invest in new technologies. This is leading to significant innovation and disruption in financial services. Additionally, recent declines could present a buying opportunity as certain fintech companies are setting themselves to perform well in the future.
With this background in mind, let’s take a look at the 20 best fintech stocks to buy according to billionaires.
An individual using a laptop to access the fintech platform to manage their finances.
Methodology
To compile our list of the 20 best fintech stocks to buy according to billionaires, we looked for the biggest fintech companies. We reviewed our own rankings, financial media reports, ETFs, and various online resources to compile a list of the best fintech stocks. Next, we focused on the top 20 fintech stocks most favored by billionaires. Data for the number of billionaire investors for each stock was taken from Insider Monkey’s Q4 2024 database. Finally, the 20 best fintech stocks to buy were ranked in ascending order based on the number of billionaires holding stakes in them as of Q4 2024.
Additionally, we mentioned the hedge fund sentiment surrounding each stock, which was taken from Insider Monkey’s Q4 2024 database of more than 1,000 elite hedge funds.
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20 Best Fintech Stocks to Buy According to Billionaires
20. Upstart Holdings, Inc. (NASDAQ:UPST)
Number of Billionaire Investors: 10
Number of Hedge Fund Holders: 39
Upstart Holdings, Inc. (NASDAQ:UPST) is an American financial technology company that operates a cloud-based artificial intelligence (AI) lending platform and partners with banks and credit unions to provide personal loans, auto loans, home equity lines of credit (HELOCs), and small-dollar “relief” loans. The company’s Upstart AI platform allows lenders to approve more borrowers at lower rates while offering a convenient digital experience. Upstart Holdings, Inc. (NASDAQ:UPST) is one of the best fintech stocks to invest in.
The company is strategically looking to grow through innovation across its product offerings. In Q4 2024, Upstart Holdings, Inc. (NASDAQ:UPST) introduced several innovations. The company launched Model 19 with the Payment Transition Model (PTM), which improves loan underwriting accuracy by considering intermediate delinquency states. Additionally, Upstart Holdings, Inc. (NASDAQ:UPST) launched new underwriting models for both its auto refinance and auto retail products. This helped boost conversion rates. The company also automated the counter-offer process to further improve conversion. Upstart Holdings, Inc. (NASDAQ:UPST) reported that a machine learning-powered feature introduced in December 2024 improved instant income verification rates by 34%. These efforts contributed to strong Q4 2024 results. The company reported a total revenue of $219 million, marking an increase of 56% year-over-year. Transaction volume increased by 68% year-over-year and the conversion rate was 19.3%, up from 11.6% in the same quarter in the previous year.
19. Clearwater Analytics Holdings, Inc. (NYSE:CWAN)
Number of Billionaire Investors: 10
Number of Hedge Fund Holders: 48
Clearwater Analytics Holdings, Inc. (NYSE:CWAN) is a financial technology company that provides investment accounting software for reporting and reconciliation services for institutional investors. The company offers a variety of services including investment portfolio planning, performance reporting, data aggregation, reconciliation, accounting, compliance, risk, and order management. Clearwater Analytics Holdings, Inc. (NYSE:CWAN) ranks among the best fintech stocks to buy according to billionaires.
On January 13, Clearwater Analytics Holdings, Inc. (NYSE:CWAN) announced its agreement to acquire Enfusion, a leading provider of software solutions for the investment management and hedge fund industry. This acquisition, for a purchase price of $1.5 billion, will enhance Clearwater Analytics Holdings, Inc.’s (NYSE:CWAN) platform by adding front-to-back capabilities. This strategic move aligns with the company’s goal of creating a cloud-native platform for the investment management industry. Additionally, Clearwater Analytics Holdings, Inc. (NYSE:CWAN) is investing in research and development, particularly in Generative AI, to innovate and stay ahead of the competition.
18. Fidelity National Information Services, Inc. (NYSE:FIS)
Number of Billionaire Investors: 10
Number of Hedge Fund Holders: 53
Fidelity National Information Services, Inc. (NYSE:FIS) is a financial technology company that serves financial institutions, businesses, and developers. As a global leader in core banking systems and digital banking solutions, it offers a wide range of products and services, including core banking processing, payments, and wealth management. Fidelity National Information Services, Inc. (NYSE:FIS) is one of the best fintech stocks to invest in.
The company is focused on leveraging advanced technologies like machine learning and generative AI to launch innovative tools, enhance its solutions, and drive growth. On March 10, Fidelity National Information Services, Inc. (NYSE:FIS) launched Treasury GPT, a new AI-based tool designed to support treasury management. Embedded in FIS Treasury and Risk Manager: Integrity Edition, this tool uses Microsoft Azure OpenAI Service and quickly provides informed responses to queries about product usability, client configuration, policies, and best practices for use of the solution. This is one of the first such solutions for the treasury management industry.
17. Toast, Inc. (NYSE:TOST)
Number of Billionaire Investors: 10
Number of Hedge Fund Holders: 63
Toast, Inc. (NYSE:TOST) is an American financial technology and cloud-based restaurant management software company. It provides a comprehensive platform of software-as-a-service (SaaS) products and financial technology solutions to restaurants across point of sale (POS), payments, and operations. Toast, Inc. (NYSE:TOST) ranks among the best fintech stocks to invest in. In 2025, the company is set to strategically invest in international markets, the food and beverage sector, and enterprise adoption. Toast, Inc. (NYSE:TOST) also aims to strengthen its core small and midsize business segment while enhancing its product offerings and expanding its reach.
On February 21, DA Davidson raised its price target on Toast, Inc. (NYSE:TOST) to $42 from $38 and maintained a “Neutral” rating. This decision came after the company released its Q4 2024 earnings, which exceeded DA Davidson’s expectations. Toast, Inc.’s (NYSE:TOST) total revenue was 2% higher than what DA Davidson had forecasted while the adjusted EBITDA surpassed projections by 16%. Based on these results, DA Davidson raised its adjusted EBITDA forecasts upward by an average of 5%. DA Davidson’s analyst Peter Heckmann highlighted that Toast, Inc. (NYSE:TOST) provided initial guidance for 2025, which projects year-over-year growth of 23%-25% in Non-GAAP FinTech & Subscription gross profit and 37%-42% growth in adjusted EBITDA.
16. SoFi Technologies, Inc. (NASDAQ:SOFI)
Number of Billionaire Investors: 11
Number of Hedge Fund Holders: 43
SoFi Technologies, Inc. (NASDAQ:SOFI) is an American personal finance and financial technology company that ranks among the best fintech stocks to buy. The company offers a wide range of products and services including personal loans, private student loans, auto loans, mortgages, credit cards, insurance, estate planning, and banking. SoFi Technologies, Inc. (NASDAQ:SOFI) also supports other financial institutions through its technology platform.
The company is focused on a strategy to diversify its revenue streams with less capital-intensive and more fee-based sources of revenue. On March 13, SoFi Technologies, Inc. (NASDAQ:SOFI) finalized its largest Loan Platform Business agreement to date, worth up to $5 billion, with funds managed by Blue Owl Capital. Blue Owl Capital is an asset manager with more than $250 billion in assets under management. This two-year deal focuses on personal loans and reflects the rising demand for such loans from members and debt investors. SoFi Technologies, Inc.’s (NASDAQ:SOFI) Loan Platform Business connects pre-qualified borrowers with loan origination partners and also originates loans on behalf of third parties. In 2024, the platform originated $2.1 billion of loans. Through its Loan Platform Business, SoFi Technologies, Inc. (NASDAQ:SOFI) earns fee income to originate loans while retaining servicing rights.
15. Coinbase Global, Inc. (NASDAQ:COIN)
Number of Billionaire Investors: 11
Number of Hedge Fund Holders: 69
Coinbase Global, Inc. (NASDAQ:COIN) is an American financial technology company that operates a platform for buying, selling, transferring, trading, staking, and storing cryptocurrency assets. As one of the biggest crypto exchange platforms in the world, it serves individuals and institutions in over 100 countries. Coinbase Global, Inc. (NASDAQ:COIN) is one of the best fintech stocks to buy according to billionaires.
On February 19, Compass Point analyst Chase White raised the price target for Coinbase Global, Inc. (NASDAQ:COIN) from $295 to $365 and maintained a “Buy” rating. White believes that the company will grow because of its strong market share among retail customers and rising subscription and service revenues. White also highlighted near-term opportunities for Coinbase Global, Inc. (NASDAQ:COIN). These include the potential of Stablecoin and Base L2, a Layer 2 blockchain solution developed by the company to improve Ethereum’s scalability. The analyst noted that the market cap of USDC is nearing all-time highs and that Coinbase Global, Inc. (NASDAQ:COIN) has an advantage over its competitors like Tether in on-chain transfer volumes. White expects financial institutions to adopt these platforms, especially after potential legislative changes in 2025.
14. Affirm Holdings, Inc. (NASDAQ:AFRM)
Number of Billionaire Investors: 12
Number of Hedge Fund Holders: 61
Affirm Holdings, Inc. (NASDAQ:AFRM) is an American financial technology company that provides financial services for shoppers and businesses. The company specializes in buy now, pay later (BNPL) services. As a major BNPL lender in the US, it offers flexible loan options. With its Affirm Card debit card product, the company also allows shoppers to pay upfront for some transactions. Affirm Holdings, Inc. (NASDAQ:AFRM) ranks among the best fintech stocks to buy now.
In the final months of 2024, the company significantly expanded its business. In November 2024, Affirm Holdings, Inc. (NASDAQ:AFRM) launched in the UK, marking its first market outside the US and Canada. In October 2024, the company launched with GoodRx to help consumers finance select medications directly on the GoodRx platform. This is a key new category for Affirm Holdings, Inc. (NASDAQ:AFRM). The company aims to scale this service to more pharmacies and medications. Additionally, in October 2024, Affirm Holdings, Inc. (NASDAQ:AFRM) launched with Metro by T-Mobile and is already live in thousands of stores across the US. The company also partnered with Sweetwater, a major music retailer, on both e-commerce and telesale channels. Affirm Holdings, Inc. (NASDAQ:AFRM) is making strategic moves to grow its customer base and expand partnerships across diverse industries. As of December 31, 2024, the company increased its active consumers by 23% year-over-year to reach 21 million. The company’s active merchant count also reached 337,000, up 21% year-over-year.
13. BILL Holdings, Inc. (NYSE:BILL)
Number of Billionaire Investors: 13
Number of Hedge Fund Holders: 64
BILL Holdings, Inc. (NYSE:BILL) is an American financial technology company that provides cloud-based software to simplify, digitize, and automate back-office financial processes for small and mid-sized businesses (SMBs). The company helps businesses streamline their financial operations, including accounts payable and accounts receivable operations. BILL Holdings, Inc. (NYSE:BILL) is one of the best fintech stocks to invest in.
The company is strategically focused on meeting the growing and changing financial operations needs of SMBs through its AI-enabled platform and efficient go-to-market strategies. BILL Holdings, Inc. (NYSE:BILL) has introduced innovative tools like procure-to-pay solutions and multi-entity tools that enable larger businesses to automate processes and improve efficiency. Additionally, the company has enhanced its payment offerings, particularly card services, which led to a threefold increase in card adoption over the past two years among accounts payable and receivable customers. The company’s strategic moves have been paying off. In the second fiscal quarter of 2025, BILL Holdings, Inc. (NYSE:BILL) processed $84 billion in total payment volume, a 13% year-over-year increase. The company also reportedly processed 30 million transactions during the quarter, a 17% rise compared to the same quarter in the previous year.
12. Global Payments Inc. (NYSE:GPN)
Number of Billionaire Investors: 15
Number of Hedge Fund Holders: 71
Global Payments Inc. (NYSE:GPN) is an American multinational payments technology company that offers financial technology and software solutions to merchants, issuers, and consumers. With a worldwide reach spanning North America, Europe, Asia Pacific, and Latin America, the company provides payment acceptance and issuer solutions, software solutions for a range of business models and customer needs, software to automate accounts payables and receivables, and innovative solutions that help businesses manage and pay employees. Global Payments Inc. (NYSE:GPN) ranks among the best fintech stocks to buy.
On February 14, 2025, Monness analyst Gustavo Gala maintained a “Buy” rating for Global Payments Inc. (NYSE:GPN) with a price target of $155. This rating is based on the company’s strategic initiatives that are expected to improve financial performance and shareholder value. Global Payments Inc. (NYSE:GPN) is focused on returning capital to shareholders through divestitures and a share repurchase program. Additionally, the company is making strategic moves to streamline operations and enhance its product offerings through the Genius transformation. The planned rollout of the Genius platform across various regions and industries is expected to boost revenue. Such moves are seen as growth drivers. Furthermore, management’s guidance suggests steady growth in core earnings per share and revenue. These initiatives support the “Buy” rating for Global Payments Inc. (NYSE:GPN) and create a favorable risk-reward scenario for investors.
11. Robinhood Markets, Inc. (NASDAQ:HOOD)
Number of Billionaire Investors: 15
Number of Hedge Fund Holders: 79
Robinhood Markets, Inc. (NASDAQ:HOOD) is a US-based financial services and technology company that ranks among the best fintech stocks to buy. The company allows users to invest in stocks, options, futures, and cryptocurrencies through its user-friendly platform. Robinhood Markets, Inc. (NASDAQ:HOOD) transformed financial services by offering commission-free stock trading and making investing accessible to all users.
On February 13, 2025, Needham analysts kept a “Buy” rating on Robinhood Markets, Inc. (NASDAQ:HOOD) and increased the price target from $52 to $70 after the company’s strong Q4 2024 performance. Robinhood Markets, Inc. (NASDAQ:HOOD) achieved an impressive 60% adjusted EBITDA margin for the quarter, driven by growth across all transaction segments and effective cost management. Needham analysts project crypto trading volume to experience significant growth in the second half of 2025. Robinhood Markets, Inc.’s (NASDAQ:HOOD) recent acquisition of Bitstamp, a cryptocurrency exchange, is expected to help boost the company’s crypto trading volumes by 40%. Needham’s positive outlook indicates confidence in Robinhood Markets, Inc.’s (NASDAQ:HOOD) ability to continue its growth trajectory through strategic moves.
10. Fiserv, Inc. (NYSE:FI)
Number of Billionaire Investors: 15
Number of Hedge Fund Holders: 80
Fiserv, Inc. (NYSE:FI) is a global fintech and payments company that offers a range of solutions for banking, global commerce, billing and payments, merchant acquiring, and point-of-sale. It serves financial institutions and businesses in over 100 countries around the world. Fiserv, Inc. (NYSE:FI) is one of the best fintech stocks to invest in. In October 2024, Fiserv, Inc. (NYSE:FI) reported further investment in Clover, its cloud-based point-of-sale and business management platform, to offer all-in-one solutions for restaurants, retailers, and service businesses. The new offerings feature flexible hardware paired with software to provide industry-specific solutions for restaurants, retailers, and service-based businesses to save time, make money, and grow. The new solutions feature tools like employee management, customer loyalty programs, and financial solutions such as cash advances and instant transfers.
The company is making strategic moves to enhance its offerings. On March 3, 2025, Fiserv, Inc. (NYSE:FI) announced the completion of its acquisition of Payfare, a company specializing in program management solutions for new economy workforces. This move complements Fiserv’s (NYSE:FI) embedded financial solutions with offerings like card program management and a white-label consumer app. These new offerings combined with Fiserv’s (NYSE:FI) strong capabilities in processing, bank ledgers, and value-added services will provide comprehensive solutions for banking, payments, and lending to better serve large enterprises and financial institutions.
9. Intuit Inc. (NASDAQ:INTU)
Number of Billionaire Investors: 15
Number of Hedge Fund Holders: 89
Intuit Inc. (NASDAQ:INTU) is an American multinational business software company that is primarily focused on financial technology and software. The company offers a range of products and services such as TurboTax for tax preparation, QuickBooks for small business accounting, Credit Karma for credit monitoring and personal finance, and Mailchimp for email marketing. Intuit Inc. (NASDAQ:INTU) is one of the best fintech stocks to buy according to billionaires.
On February 26, BMO Capital analyst Daniel Jester set a price target of $714 for Intuit Inc. (NASDAQ:INTU) and maintained a “Buy” rating based on a combination of factors that highlight INTU’s strong performance and promising growth prospects. The company’s Q2 fiscal 2025 results were solid, with notable growth in QuickBooks Online (QBO) and Credit Karma. This helped Intuit Inc. (NASDAQ:INTU) drive a 14% increase in EPS for the first half of fiscal 2025. Jester highlighted the company’s effective execution in the tax segment as a key short-term catalyst, while AI investments and the middle-market QuickBooks segment offer medium-term opportunities to support sustained growth. Despite challenges in Mailchimp’s target market, QuickBooks Online revenue grew significantly. The consumer segment shows promise with a positive start to the tax season, with robust growth in Credit Karma expected to boost TurboTax adoption. Additionally, investments in AI continue to improve efficiency and margins. This presents modest upside potential for Intuit Inc. (NASDAQ:INTU).
8. MercadoLibre, Inc. (NASDAQ:MELI)
Number of Billionaire Investors: 15
Number of Hedge Fund Holders: 96
MercadoLibre, Inc. (NASDAQ:MELI) is a major e-commerce and financial technology company in Latin America. The company provides a wide variety of products and services including an online marketplace, financial services, logistics services, advertising solutions, and merchant acquiring. Through its Mercado Pago business, MercadoLibre, Inc. (NASDAQ:MELI) offers fintech solutions. The company has operations in 18 countries. MercadoLibre, Inc. (NASDAQ:MELI) is one of the best fintech stocks to invest in.
The company is making strategic investments and efforts to build a business with bigger scale. On February 23, 2025, Morgan Stanley analyst Andrew Ruben raised the price target for MercadoLibre, Inc. (NASDAQ:MELI) from $2,400 to $2,650 and maintained an “Overweight” rating. This revision followed Morgan Stanley’s review of the company’s annual 10-K filing for 2024. The review highlighted that MercadoLibre, Inc. (NASDAQ:MELI) is currently focused on investing in AI, talent, and fintech. Morgan Stanley increased its fiscal year 2025 EBIT forecast for the company by 9% while also identifying MELI as a top pick due to its strong growth momentum.
7. Ally Financial Inc. (NYSE:ALLY)
Number of Billionaire Investors: 16
Number of Hedge Fund Holders: 54
Ally Financial Inc. (NYSE:ALLY) is an American digital financial services company. Through its direct banking subsidiary, Ally Bank, the company offers a wide range of financial products and services. Ally Financial Inc. (NYSE:ALLY) is best known for its all-digital bank and auto financing products and services. ALLY is one of the best fintech stocks to buy.
The company reported significant growth for Ally Bank, which added over 230,000 customers in 2024. Ally Bank now serves 3.3 million depositors with $143 billion of balances. Ally Financial Inc. (NYSE:ALLY) is strategically attracting new customers, more particularly the new generations. The company reported that millennials and younger generations accounted for nearly 75% of new customers in Q4 2024.
Additionally, on January 22, 2025, Ally Financial Inc. (NYSE:ALLY) announced its agreement for the sale of its credit card business to CardWorks and its subsidiary Merrick Bank. This transaction is part of Ally Financial Inc.’s (NYSE:ALLY) strategy to simplify its structure and focus on core businesses like auto lending and digital banking to drive improved returns.
6. Shopify Inc. (NYSE:SHOP)
Number of Billionaire Investors: 16
Number of Hedge Fund Holders: 64
Shopify Inc. (NYSE:SHOP) is a Canadian multinational commerce company that provides a platform for e-commerce. Shopify is the company’s e-commerce platform for online stores and retail POS systems. The company offers products and services that help start, scale, market, and run a retail business of any size. Shopify Inc. (NYSE:SHOP) offers tools for creating online stores, managing inventory, and processing payments to power businesses in over 175 countries. The company offers a suite of financial tools, including Shopify Balance, Shopify Credit, Shopify Capital, Shopify Bill Pay, and Shopify Tax, designed to help merchants manage cash flow, access funds faster, and simplify financial tasks. SHOP ranks among the best fintech stocks to buy.
On February 12, Piper Sandler analyst Clarke Jeffries raised the price target for Shopify Inc. (NYSE:SHOP) from $94 to $104 and maintained a “Neutral” rating. This adjustment reflects the company’s strong performance, particularly in international markets. In Q4 2024, Shopify Inc. (NYSE:SHOP) reported a 31% year-over-year revenue growth and a 26% increase in Gross Merchandise Volume (GMV). The company also achieved a post-pandemic high Free Cash Flow (FCF) margin of 22%. The analyst noted that Shopify Inc. (NYSE:SHOP) is successfully expanding its global presence and achieved international revenue growing over 30% for the second consecutive year. Half of the company’s customer base is now outside Canada and the US. The Europe, Middle East, and Africa (EMEA) region stood out with 35% revenue growth. Despite these positive indicators, Jeffries noted that Shopify Inc. (NYSE:SHOP) is investing in key areas and plans to maintain its current FCF profitability level in the near term, which may limit stock movement.
5. Nu Holdings Ltd. (NYSE:NU)
Number of Billionaire Investors: 17
Number of Hedge Fund Holders: 79
Nu Holdings Ltd. (NYSE:NU) is a Brazilian fintech company that operates a digital banking platform. With its fully digital model, the company offers a wide range of financial services and serves over 100 million customers in Brazil, Mexico, and Colombia. Nu Holdings Ltd. (NYSE:NU) is one of the best fintech stocks to invest in. The company continues to launch various innovative products and increase its customer base in the markets where it operates. In January 2025, Nu Holdings Ltd. (NYSE:NU) reported that it achieved 10 million customers in Mexico.
On February 25, Morgan Stanley analyst Jorge Kuri maintained a “Buy” rating on Nu Holdings Ltd. (NYSE:NU) with a price target of $18. The analyst highlighted the company’s strong growth potential driven by robust growth in Brazil’s credit card portfolio, significant net customer additions, and high engagement among affluent clients. The analyst also noted that the company’s unsecured and secured loan segments are performing well. Nu Holdings Ltd. (NYSE:NU) expects secured loans will grow their share of the credit book and this is expected to improve net interest margin (NIM) and return on equity (ROE). Additionally, adjustments for accounting technicalities suggest that the revenue yield for the credit card business is more attractive than it was previously anticipated.
4. Block, Inc. (NYSE:XYZ)
Number of Billionaire Investors: 17
Number of Hedge Fund Holders: 81
Block, Inc. (NYSE:XYZ), formerly known as Square, is an American financial technology company that offers a range of products and services to businesses and individuals. The company’s flagship product, Square, helps sellers with payment processing, business management, and financial services. Cash App allows users to send, receive, and hold money, invest in stocks and Bitcoin, apply for loans, and even file taxes. Block, Inc. (NYSE:XYZ) also owns Afterpay, a “buy now, pay later” service, and the music streaming platform Tidal. Thanks to its diverse offerings that serve various customer needs, the company generates multiple revenue streams. XYZ is one of the best fintech stocks to buy according to billionaires.
On March 13, Citi analysts lowered the firm’s price target on Block, Inc. (NYSE:XYZ) from $108 to $90 but maintained a “Buy” rating. This decision follows an analysis of the company’s annual report and Q4 2024 results, along with modifications to future projections. The revised model reflects slightly higher top-line growth expectations but a modest decrease in margin forecasts. Analysts noted that ongoing investments in product development and marketing are expected to drive revenue growth, excluding Bitcoin transactions, through 2026, with improved margin scalability expected. However, the analysts noted that Block, Inc. (NYSE:XYZ) will need to demonstrate stabilization within its Seller ecosystem and increased monetization of Cash App. Despite challenges, the analysts believe that the company’s efforts to grow and improve its services could lead to favorable outcomes for investors.
3. PayPal Holdings, Inc. (NASDAQ:PYPL)
Number of Billionaire Investors: 17
Number of Hedge Fund Holders: 94
PayPal Holdings, Inc. (NASDAQ:PYPL) is a global financial technology company that provides online payment solutions in about 200 markets. The company operates an online payment system and offers digital payments to consumers and merchants. PayPal Holdings, Inc. (NASDAQ:PYPL) ranks among the best fintech stocks to buy according to billionaires.
Strategically, the company is focused on innovation to strengthen its position in payments and commerce. In 2024, PayPal Holdings, Inc. (NASDAQ:PYPL) introduced and expanded several innovative services, such as new branded checkout experiences, PayPal Everywhere, Fastlane, and PayPal Complete Payments. The company is developing an end-to-end suite of solutions to address the needs of small businesses with PayPal Complete Payments. PayPal Holdings, Inc. (NASDAQ:PYPL) launched PayPal Everywhere in September 2024. This move helped the company drive significant growth in debit card adoption and open new categories of spend. In 2025, PayPal Holdings, Inc. (NASDAQ:PYPL) aims to introduce PayPal Everywhere to markets in Europe.
2. Mastercard Incorporated (NYSE:MA)
Number of Billionaire Investors: 22
Number of Hedge Fund Holders: 151
Mastercard Incorporated (NYSE:MA) is an American multinational technology company in the payments industry. The company provides transaction processing and payment-related products and services to individuals, businesses, and organizations in more than 210 countries and territories around the world. Mastercard Incorporated (NYSE:MA) ranks among the best fintech stocks to buy.
The company’s strategic focus on AI has been a major driver of its success, particularly in enhancing fraud detection and cybersecurity. On February 13, Tigress Financial Partners raised the price target for Mastercard Incorporated (NYSE:MA) to $685 and maintained a “Strong Buy” rating. The firm highlighted MA’s resilience in the growing shift to digital transactions. As of December 31, 2024, Mastercard Incorporated’s (NYSE:MA) customers had issued 3.5 billion Mastercard and Maestro-branded cards. This showcases the company’s extensive reach. The analyst noted that Mastercard Incorporated (NYSE:MA) is positioned well amid the global shift to digital payments, driven by new technologies and AI-driven fraud protection.
1. Visa Inc. (NYSE:V)
Number of Billionaire Investors: 26
Number of Hedge Fund Holders: 181
Visa Inc. (NYSE:V) is an American multinational financial technology and digital payments company. The company offers a variety of payment products, including credit cards, debit cards, and payment processing to facilitate electronic payments that connect individuals, businesses, banks, and governments in over 200 countries and territories. Visa Inc.’s (NYSE:V) products and services are available on cards, laptops, tablets, and mobile devices. According to billionaires, Visa Inc. (NYSE:V) is one of the best fintech stocks to invest in.
On February 24, TD Cowen analyst Bryan Bergin raised the price target on Visa Inc. (NYSE:V) from $363 to $382 and maintained a “Buy” rating. This decision came after the company’s Investor Day, where Visa Inc. (NYSE:V) showcased its strategies, financial model, and talent. The company also highlighted the ongoing evolution of its strategy, which includes the shift towards unbundled solutions to drive growth, such as Visa-as-a-Service. The analyst praised Visa Inc.’s (NYSE:V) disclosure on Value Added Services (VAS) and New Flows as a positive factor for potential multiple expansion. Bergin also found value in the company’s quantified growth framework, which aligns with market consensus. The analyst pointed out that Visa Inc. (NYSE:V) stands out as an attractive investment amid market volatility thanks to its consistent and durable financial model.
Overall, V ranks first among the 20 best fintech stocks to buy according to billionaires. While we acknowledge the potential of fintech companies, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and doing so within a shorter time frame. If you are looking for an AI stock that is more promising than V but that trades at less than 5 times its earnings, check out our report about the cheapest AI stock.
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