3. Clarkstown, New York
Population: 87,210
Median household income: $103,759
Cost of living: 132 (National Average is 100)
The cost of living is one you can expect from a city in New York. Its location is one with both pros and cons. Pros include amenities and being close enough to bigger cities when you need a change of air. Cons include the high cost of living. Even so, it is still more affordable when you average it with the median household income.