14. Pelham, NY
Cost of Living: 190 (Average = 100)
Average income: $118,125
23.6 miles to NYC
Pelham, the next on our list of most affordable places to live near NYC, is a pretty expensive community, but if you work here as well you’ll no doubt be able to pull off a lifestyle here. There’s a fairly short commute time into the city and it’s also ranked as one of the 12 most livable cities in New York.
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