3. Caldwell, NJ
Cost of Living: 104 (Average = 100)
Average income: $76,283
24.5 miles to NYC
A spacious apartment for just a little over $1,000 sounds like a great idea if you work in New York but want somewhere cheaper to live. You don’t have to fret about the commute because it’s easy to hoop a bus or a train. If you’re not employed in NYC, the average income here is great, too.